Finance Products

READY FOR THE NEXT STEP IN TRULY EFFORTLESS MOTORING?

If you are a Lexus customer, you have surely become used to the Lexus standard of service that has been praised by media across the world, and which we like to refer to as the Experience Amazing. It’s that feeling of pure luxury in the way we remove every hassle from the sale and service of your Lexus, ensuring a truly pleasurable and effortless ownership experience.

Now, with the help of Lexus Financial Services, we can extend our Experience Amazing to the way in which you finance your Lexus. With FutureDrive, you are assured of the future value of your Lexus, removing any risk or uncertainty that comes from model or market changes.

FutureDrive is an innovative finance model where the future value of your Lexus is guaranteed in the form of a fixed balloon payment at the end of your finance term. This amount, the guaranteed value of your Lexus at a future date, is backed by Lexus Financial Services and will not change, provided that your Lexus remains in a good condition and you adhere to the pre-set conditions of finance.

With FutureDrive, you truly get a low risk- and hassle-free ownership experience. The ideal finance period of 36 months is complemented with 24 and 48 months options, allowing you to get behind the wheel of a new Lexus more often, and ensuring that you replace your Lexus before the warranty and service plans expire.

FutureDrive offers affordable monthly instalments, over shorter repayment periods with the peace of mind of a guaranteed future value at the end of the term. More importantly, you can choose what you do with your Lexus at the end of the term, with options ranging from handing your Lexus back, trading in your Lexus for a brand new model, refinancing the outstanding balloon amount with Lexus Financial Services and keeping your vehicle, or paying the outstanding amount outright.

FutureDrive is available on all new Lexus passenger and SUV models, and comes with flexible repayment terms and deposit options.

Contact or visit any of our 14 Lexus dealers and speak to a trained Lexus Financial Services representative about the benefits of FutureDrive to find out how you can effortlessly get behind the wheel of a brand new Lexus.


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LEXUS INSTALMENT FINANCE

INSTALMENT FINANCE

With instalment finance from Lexus Financial Services, you repay your Lexus with monthly instalments over a fixed period of time.

Once you have made all payments that are part of your contract with Lexus Financial Services, you become the owner of your Lexus. Lexus Financial Services will then guide you to change the title holding to your name and re-register the vehicle.

How it works

Instalment finance allows you to choose a repayment period that suits your needs. This is normally between 6 and 60 months, with a longer repayment period resulting in a lower monthly repayment.

You have an option of further lowering your monthly payments by adding the final balloon payment or you can choose to have equal instalments monthly for the duration of the agreement.

A balloon payment is a final payment that is subtracted from the value of your Lexus that is used to calculate your monthly repayments. This payment is due as a once-off payment at the end of your finance period and can be refinanced.

Benefits

  • You own your Lexus when you've paid the full amount
  • If you use your Lexus for business purposes, you can claim depreciation and the yearly interest paid against tax
  • You will enjoy the benefit of any resale value when you sell your Lexus

You may want to consider taking the following option with your finance package:

TAKE-A-BREAK

Our Take-a-Break option allows you to select one month in a year that you do not pay an instalment. This will extend the length of your finance contract, but will give you greater flexibility to manage your monthly expenses.

Take-A-Break

Suited To

This type of agreement will suit private buyers, self-employed individuals or business owners who want to own the asset at the end of the agreement.


LEXUS LEASE FINANCE

LEASE FINANCE

With lease finance you pay a monthly lease to use the Lexus of your choice for an agreed period of time. When the term ends, ownership does not pass to you automatically. Rather, if you have met certain conditions relating to the kilometres driven and the condition of your Lexus, you hand the car back without further payments.

You always have the option of extending the lease on your Lexus or to purchase the car from Lexus and take full ownership.

How it works

Lease finance allows you to choose the suitable repayment period which is typically between 6 to 60 months and it offers more flexible repayment options.

You have an option of lowering your monthly payments by adding the final balloon payment, have equal instalments monthly for the duration of the agreement or have stepped payments which change over time.

A balloon payment is a final payment that is subtracted from the value of that is used to calculate your monthly rental payment. This payment is due at the end of the finance period.

Benefits

  • Rentals can be claimed as expense against tax
  • You can use the rented vehicle, without having any of the concerns of owning it
  • You free up working capital for other uses
  • Stepped payments, inflated rentals and other structures can be tailored to your needs, allowing you to take full control of your monthly car expenses

You may want to consider taking the following option with your finance package:

TAKE-A-BREAK

Our Take-a-Break option allows you to select one month in a year that you do not pay an instalment. This will extend the length of your finance contract, but will give you greater flexibility to manage your monthly expenses.

Take-A-Break

Suited To

This type of agreement will suit you if you are using your vehicle to generate income; or receive a car allowance; or you want to claim the expense against tax; or if you own a business and want to structure the vehicle repayment as part of your business expenses.


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